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Understand what loans are, why people borrow, and the responsibilities that come with borrowing money.
Beginner
1
mins
Explore the different types of loans and how to choose one that fits your needs and financial situation.
4
Learn how to assess your borrowing needs, costs, and ability to repay before taking a loan.
Understand how interest and other charges affect the total cost of borrowing.
Discover how your borrowing and repayment behaviour shapes your credit record and future access to credit.
Learn how to keep debt manageable and what to do when repayments become difficult.
Review the key ideas covered throughout the course and reinforce the practical knowledge you can apply to your everyday financial decisions.
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